FIN-FSA regulated PSP

AI claim automation for travel insurance

10 minfrom application to payout −50%handling fees −40%medical bills
Book a demo → See how it works ↓
the pain

Where loss ratio leaks.

manual handling of small cases $0

per-claim handling cost · typical claim ~€360

inflated medical bills +0%

insurer (GOP cases) pays more than patient (out-of-pocket cases)

fraud leakage of bills ~0%

bill leakage from forgeries, duplicates & provider fraud

solution

AI Claim Agent: 10 min end-to-end.

    Payout calculation APPROVED ✓
    CLM-2025-VN-0184 · JOHN REEVE
    Emergency dental · Ho Chi Minh City, VN
    Claimed amount 370.00 EUR
    Parsed amount 370.00 EUR
    Exclusions (1) −16.15 EUR
    Deductible −50.00 EUR
    Payout 303.85 EUR
    the system

    Three modules. One pipeline.

    core

    Claim Automation

    parse · validate · price-check · decide

    steps 1–7
    add-on

    Antifraud

    documentary + behavioural fraud detection

    step 8
    add-on

    Payout Orchestration

    PSP rails · instant payout

    step 9

      —

      tap any step · starts automatically on scroll

      impact

      2 claim types. One solution.

      Pay & Claim cases

      • processing
        time         1–2 weeks 10 min −∞
      • average
        bill         $360 $324 −10%
      • handling
        fee         $50 $25 −50%

      Direct Billing GOP cases

      • GOP waiting
        time         40 min 10 min −75%
      • average
        bill         $458 $324 −30%
      • handling
        fee         $50 $25 −50%

      median per-claim figures · from our travel medical claims practice

      why paramatrix

      Deeper than Generalists. Broader than Point Solutions.

      vertical AI

      travel medical only — trained on travel cases, not generic claims.

      full-cycle

      application to payout — execution, not just recommendations.

      RAG-driven

      6,000+ anonymized travel-medical cases in our RAG · every decision traceable to source cases · we bring the data, not ask for yours.

      born from real pain

      built inside a working travel-claims team — same pain, every day.

      free pilot

      4-5 week free pilot on our historical data · simple API integration · ready-made Slack and Zendesk connectors.

      Live AI Copilot in production with Tripins.io · 300+ claims a month.

      6,000+ travel cases in our RAG base.

      Finnish Financial Authority regulated Payment Service Provider.

      Demo

      Start free. Prove KPI. Decide.

      Free 4-5 week Pilot. Our own RAG case data. No insurer-side data sharing.

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